Why Personal Insurance?

Insurance protects your lifestyle and the lifestyle of the ones you love.

Personal insurance commonly includes health insurance, catastrophic health insurance, life insurance, disability insurance, critical illness insurance and dental insurance.

When someone is sick or hurt, there will likely be continued and added expenses. The right insurance can ensure that you and your loved ones maintain the lifestyle that you have worked so hard to build.

Personal Insurance

Personal Insurance Options:

Health Insurance:

Personal Health insurance provides you with protection against financial losses from the expenses related to an illness or injury and is an extremely valuable product. Health insurance can cover many of the health and drug expenses not covered by Provincial health care. From routine, day-to-day expenses to large and unforeseen expenses.

Catastrophic Health Insurance

Catastrophic health insurance is a lower-cost insurance policy that features a higher annual deductible than that of a traditional health insurance policy. As the name “catastrophic” suggests, a catastrophic health insurance plan provides affordable coverage for health events that might wreak financial havoc on a household. Having a life changing illness or injury can be bad enough, this type of insurance can help pay for the large costs associated with a catastrophic health event.

Dental Insurance

Dental insurance can help pay for routine dental work as well as large and unforeseen expenses.

The odds are very high for any of the risks covered by the insurance types listed above happening and unfortunately no one can predict when, how or to who these events will occur. Please ensure that you consider protecting yourself and your loved ones before something happens.